FINCT SOLUTIONS Loan: Financial Solutions for Every Goal

FINCT SOLUTIONSVendor DetailsVendor: FINCT SolutionsCommission Offered: 1% of the successfully disbursed loan amount1. BUSINESS LOANCommission1% commission on successful loan disbursement.Documents RequiredKYC DocumentsPAN Card – Proprietor / Partners / Co-DirectorsAadhaar Card – Proprietor / Partners / Co-DirectorsPAN Card – Firm / Society / CompanyPassport-size photograph, if requiredBusiness DocumentsTrade License – First year and latest yearMSME CertificateProfessional Tax CertificateGST Certificate – applicable for turnover above ₹40 lakhGST Returns – Last 1 year (GSTR-3B)Financial DocumentsProfit & Loss Account – Previous 3 yearsBalance Sheet – Previous 3 yearsIncome Tax Returns (ITR) – Previous 3 yearsComputation of Income – Previous 3 yearsTax Audit Report – Previous 3 yearsFinancial Years Required: 2022, 2023 and 2024Current & Projected FinancialsProvisional Financial Statement – 2025Estimated Financial Statement – 2026Projected Financial Statement – 2027CMA Data / CMA ReportBanking DocumentsLast 1 year bank statements in downloaded PDF format:Personal AccountCurrent AccountCash Credit (CC) Account, if applicableDebtors & CreditorsTop 5 / Top 10 Debtors ListTop 5 / Top 10 Creditors ListStock StatementDebtors StatementExisting Loan DocumentsFor any previous/existing loans:Sanction LetterStatement of Account (SOA) – Last 1 yearNOC, if applicableOther DocumentsLoan Application FormCredit Information / Credit DetailsNet Worth Certificate of Proprietor / Partner / DirectorRent Agreement, if premises are rentedElectricity BillRent ReceiptBusiness / Applicant ProfileData Sheet2. PERSONAL LOANCommission1% commission on successful loan disbursement.Applicant EligibilityOccupation AllowedGovernment EmployeesPrivate-Sector Salaried EmployeesMinimum Income₹30,000 per monthCredit Score700 or above preferredOccupations Not AllowedStudentsHomemakersDocuments RequiredKYC DocumentsPAN CardAadhaar CardPassport-size PhotographIncome DocumentsSalary Slips – Last 6 monthsForm 16 – Last 3 years, if TDS is applicableBanking DocumentsBank Statement – Last 1 year in downloaded PDF formatAddress ProofElectricity BillExisting Loan DocumentsFor previous/existing loans:Sanction LetterStatement of Account (SOA) – Last 1 yearNOC, if applicableOther DocumentsApplicant Data Sheet3. HOME LOAN & MORTGAGE LOANProperty DocumentsConveyance DeedAgreement for SaleChain Deed / Mother Deed – Last 30 yearsKhajna ReceiptPorchaMutation Certificate / Mutation Tax ReceiptProperty Tax Receipt, if applicableSanctioned Building PlanPossession LetterElectricity BillAmin Sketch MapApplicant KYC DocumentsPAN CardAadhaar CardPassport-size PhotographApplicant Data SheetBanking DocumentsBank Statements – Last 2 yearsIncome & Financial DocumentsIncome Tax Returns (ITR) – Last 3 yearsComputation of Income – Last 3 yearsProfit & Loss Account – Last 3 yearsBalance Sheet – Last 3 yearsGST DocumentsGST Certificate, if applicableGSTR-3B Returns – Last 1 yearImportant NoteDocument requirements may vary depending on the loan amount, applicant profile, business type, lender/bank policy, property type, credit history, and individual case assessment...